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Since 1903, we’ve been helping area farmers — it’s even a part of our name. That continues to this day with friendly, affordable lending.

Key Features

  • Competitive Rates
  • Customized Terms
  • Local Decisions

Our catch-all loan for almost all of your agribusiness needs.

  • Competitive rates for a wide range of agribusiness-related needs:
    • Working capital
    • Equipment
    • Livestock
    • Inventory
    • Vehicles
    • Real estate
    • Irrigation systems
    • And more
  • Repayment terms customized to fit your operation's unique needs
  • Lenders experienced in local agricultural standards
  • Fast, local decisions made in Milligan or Cawker City
  • Detailed, friendly service from start to finish

Keep cash flow strong throughout any season with a line of credit. You’ll only pay interest on the amount you use.

  • Competitive rates for a wide range of long-term or seasonal business needs:
    • Seasonal fluctuations
    • Inventory
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Provides greater financial flexibility
  • Repayment customized based on your business’s unique needs
  • Funds available right as you need them; apply once then use again as needed thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Only pay interest on the part that's used
  • Fast, local decisions made in Milligan or Cawker City
  • Attentive, friendly service from start to finish

Consider this lending option for your new or established family-sized farm.

  • Designed to help both new and established family-sized farms receive financing
  • Competitively low rates to meet a wide range of agricultural needs:
    • Land
    • Livestock
    • Equipment
    • Feed
    • Farm improvements
  • Farm operating loans available
  • Maximum loan amounts up to $1,750,000
  • Helpful, customized service throughout the entire process