MEET OUR STAFF
We sincerely believe that banking
is a “people” business, people serving people. Personal service is the
first priority of every member of the staff. A close second is knowledge
that can be utilized to assist our customers in reaching their dreams.
With the knowledge gained from over 150 years of combined banking
experience coupled with the desire to be of service, the Farmers and
Merchants Bank is an unsurpassed environment in which to conduct your
For Deposit Services:
| Checking, Savings, CDs, Travel Cards,
E/EE Bonds, Check Orders, Safety Deposit Boxes,
Cashier’s Checks and Money Orders
| Visa Debit/Visa Credit
For Loan Services:
|Loan accounting (balances, payoffs, advances)
| Personal Loans (house, vehicle, boat, etc.)
Kendra Jansky (NMLS ID# 684417)
|Farm Service Agency or Business and Industry
|Agricultural or Business
If you wish to know more about the people that are ready to meet your
As President, Mel has responsibility for all functions of the bank.
However, with the excellent staff at the bank, he is able to concentrate
on his main responsibility as the Chief Lending Officer. He supervises
all of the lending activity and personally handles some of the
agricultural and commercial business loans. He believes very strongly
that the bank can be the primary catalyst in developing new
opportunities for people in the area through lending and financial
guidance. Mel has been with the bank since 1984.
Mel is married to Lee and they have two grown sons, both married, and
four grandsons. He grew up on a farm in western Kansas and has really
never been able to get farming out of his system. His primary
activities outside the bank are operating his own small farm, feeding a
few cattle, managing wildlife habitat on his farms, hunting, visiting
his sons and their families and fishing with the grandsons.
If you are in need of credit to start a business or farm or expand an
existing operation, please contact Mel.
Gary began employment with Farmers and Merchants Bank on August 1,
2008. Gary is a native of Fairbury, where he grew up on a farm. He has
over 35 years of lending experience, most recently being Geneva Branch
Manager for York State Bank. He was in that position for twelve years.
Gary and his wife Cathy have three grown children, all of whom are
married. They also have six grandchildren. Cathy is employed at the
hospital in Hebron in the business office. In Gary's spare time you can
find him at his farm in Fairbury, where he raises corn, beans and wheat
and also has a small herd of cattle. He also enjoys being involved with
the grandkid's activities.
Assistant Vice President-Loans
From 1997 until 2006 Ann was the consumer and residential real estate
specialist with the bank. In 2006, with promotion of other personnel,
she began focusing on agricultural and business loans. She has also
become an expert in preparation of FSA guaranteed loans for this bank as
well as other banks. Ann is a very thorough, detail and service
oriented person which provides her clients the assurance that any
business conducted with her is done right.
Ann is originally from Howells, Nebraska, and came to Milligan in
1984 as the business teacher at Milligan High School. She joined the
staff at Farmers and Merchants Bank in June, 1991. Ann is married to
Will and they have two grown sons that live in the Milligan area. Will
farms and feeds livestock on their farm northeast of Milligan. In her
spare time, Ann enjoys watching sports, playing cards and other games,
and spending time with family and friends.
If you are in need of a loan for your farm or business or if you feel
that a FSA guaranteed loan would be of benefit to your farm operation,
please contact Ann.
Consumer Loan Officer
Kendra joined the bank in May of 1999, beginning her career as Loan
Clerk. In 2005, after staffing changes in the bank, she assumed duties
as a Consumer Loan Officer. Included in the consumer lending product
line offered by Farmers and Merchants Bank are personal purpose, vehicle
loans, residential real estate, as well as home improvement loans.
Kendra can assist you with any questions you may have regarding existing
or potential loans as well.
Kendra is originally from Manhattan, Kansas, and came to Nebraska as
a student attending Doane College. While in school, she met husband
Jeff. They live on a farm southeast of Milligan and have two
daughters. Although she has been converted to a Husker fan, Kendra
still enjoys a good win from the Wildcats.
If you are in need of a consumer or residential real estate loan,
Tracy joined Farmers and Merchants Bank as Loan Clerk in January of
2011. She has worked in the banking industry for over 10 years and is
looking forward to serving customers closer to home. As Loan Clerk, she
assists with loan payments, loan advances and helps to answer your loan
Tracy is originally from
Johnson, Nebraska. She made Milligan her home after marrying her
husband, Brad, in 1995. He farms and raises livestock near Milligan and
they have three children. She is enjoying working in the Milligan
community and being closer to her family. When she’s not busy with
family activities, she also enjoys spending time with friends and
Vice President and Cashier
Deb oversees the operations area of the bank, which includes many
products and services. As the Cashier, she supervises the Tellers and
Bookkeepers and handles the deposit and accounting functions in the
bank. She is the primary contact for Individual Retirement Accounts,
wire transfers and H/HH bond redemption. Most of her time is spent on
managerial duties such as product research, regulatory reports,
compliance with government regulations and bringing new technology to
the bank. If you have a question or problem that is not loan related,
more than likely Deb can help.
A native of Friend, Nebraska, Deb relocated to Milligan in 1977 and
began her career with Farmers and Merchants Bank at that time. She and
her husband, Larry, live in Milligan and enjoy gardening, traveling and
spending time with their children.
For assistance with most any non-loan related matter, contact Deb.
Wendy is the Head Teller and as such, is often the first person that you
meet when you visit the bank. In addition to handling all the normal
teller functions, she is also our Security Officer and is backup to Deb
on wire transfers and correspondent banking activities.
A Milligan native, Wendy has been with the bank since 1982. She is
married to BJ and they live on a farm near Ohiowa. She enjoys spending
time with family and friends, and as a cat lover, caring for her cats.
Being outside after a day at the bank is done is also one of her
For Teller related matters or account questions, contact Wendy.
As Administrative Assistant, Jamie is responsible for a wide variety of
duties. Though not much in the public eye, Jamie handles many
behind-the-scenes duties. You may know her more by voice, as she is
responsible for answering incoming calls and routing them to the proper
department. As Deb’s assistant, she helps complete the implementation of
new products, creates management reports, handles large bank mailings
and anything else that gets put on her desk. Her technology expertise
has added a great deal of efficiency to these projects.
Jamie has been with the bank since May of 2002. She and her husband,
Lonnie, live on a farm southwest of Tobias and have two children. She loves
life on the farm and enjoys camping, boating and spending time with her
family, friends and animals.
Shannon joined the banking team in the fall of 2007. She spends her
time alternating between the teller window and support duties at her
desk. Shannon’s job is anything but routine. She fills in wherever she
is needed by helping out with large projects or filling in for someone
while they are out. She enjoys working with IRAs and is responsible for
ordering many of the supplies needed to keep the bank running smoothly.
She recently assumed the responsibilities of the New Accounts Desk.
Shannon and her husband, Tom, live in Milligan with her two
children. She looks forward to time spent tending her garden and the
calm of a small town atmosphere. She is a member of the St. John’s
Lutheran Church in Cordova and her hobbies include reading and keeping
Stop in and see Shannon if you would like to open an account.
Crystal joined the bank team in the summer of 2014. She shares her
time between the teller and loan departments.
Crystal and husband, Gary, a Milligan native, moved back to Milligan
in 2012. They have two grown daughters who are married and both
live in Omaha. Crystal's favorite past times are visiting the
kids, grandkids, remodeling their farm home and experimenting with the