Farmers and Merchants Bank

Farmers and Merchants Bank
P.O. Box 10
Milligan, NE 68406

1-402-629-4251
1-888-629-4251 (Toll Free)
1-402-629-4239 (Fax)

HOURS:

Monday - Thursday 9:00 - 5:00
(Teller Window Closes at 3:30)
Friday 9:00 - 6:00
Saturday 9:00 - 11:00
(Teller Window Only with Loans By Appointment)

Please note that there is a fraudulent email going around from Electronic Payments Association referencing an UNAUTHORIZED ACH TRANSACTION initiated from individual's bank accounts. This email contains a virus so DO NOT OPEN IT. Any problems we are having with your account, we will contact you directly, not through email. Please call us with any questions or concerns.

Due to vast changes in the banking industry, Farmers and Merchants Bank in Milligan, Nebraska will be altering our hours of operation. Effective August 1, 2010 the new hours will be as follows:

                   Teller Counter:
                              Monday through Friday             9:00 – 4:00
                              Saturday                                     9:00 – 11:00

                   Loan Department:
                              Monday through Friday             9:00 – 5:00
                              or by appointment

Our intention is to better serve our customers needs while continuing to run our institution effectively and efficiently. With these changes, we would like to encourage our customers to utilize some of our other services, such as our Visa debit cards, online banking, and our night depository located on the southwest side of the bank.

Mission Statement

Farmers and Merchants Bank will provide superior financial services in the communities it serves and promote growth and economic stability within those communities.

In fulfillment of this mission, it is our goal to personally know our customers and their needs, building long-term trusted relationships while providing competitive financial products.

The Farmers and Merchants Bank, Milligan, Nebraska, has adopted a policy to maintain the security, integrity and confidentiality of your personal financial information. Included in that policy are:

TYPES OF INFORMATION WE COLLECT

· Information we receive from you on applications or other forms (such as name, address and social security number);

· Information about your transactions with us, our affiliates, or others (such as account balances, payment history, parties to a transaction and credit card usage); and

We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

We restrict access to nonpublic personal information about you to employees who legitimately require your personal data to complete a business transaction. Our employees are educated about the importance of maintaining confidentiality and customer privacy.

We may disclose all of the information we collect, as described above to companies that perform marketing services on our behalf with whom we have joint marketing agreements.

We may also disclose nonpublic personal information about our customers or former customers to nonaffiliated third parties as permitted or required by law.